WebSep 20, 2024 · A pawn shop loan is a secured, quick cash loan that pawn shops give in exchange for holding onto collateral, such as a television, jewelry, or musical instrument. Each loan comes with: A term length (when you have to repay your loan), typically around 30-45 days. An interest rate, which can range from 5-35% APR depending on the state. WebJun 8, 2024 · You can do both at most pawn shops, as well. Pawning a gun specifically means giving a pawnshop one of your firearms to act as collateral for a loan. Collateral, in this sense, means that it’s guaranteed value that the pawnshop can take possession of in the event that you default on your debt.
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